Citizens Advice Scotland (CAS) has launched a new campaign highlighting the growing risk of people being tipped into debt.
CAS estimate that around 460,000 people in Scotland expect to go into debt. Some 644,000 anticipate an increase in their existing debt due to the cost of living crisis.
CAS says it is vital to combat the potential sense of shame and embarrassment some people may feel about seeking advice.
They are highlighting that too many people wait for a trigger point like a final demand for payment before getting advice. Whereas, if they act sooner they have more options for dealing with debt.
As well as highlighting the risk of debt, the Debt Happens campaign is also promoting the advice and support on offer.
Speaking about the campaign, Martin Whitfield MSP said:
“Citizens Advice Scotland and the Citizens Advice network does excellent work campaigning on topical issues and supporting those in need. As the cost of living crisis continues to bite hard it is inevitable that more people will fall into debt.
“That’s why the new Debt Happens campaign is so timely. It’s highlighting that as people struggle to afford their housing payments, energy bills and other essentials, they are increasingly at risk of being tipped into debt.
“The Citizens Advice network’s service is free, confidential, impartial, and for everyone, whether they are in work or not. I welcome the campaign and urge anyone who is struggling with debt to seek help from CAS or their local CAB.”
Visit www.cas.org.uk/debt-happens for advice and help on debt and other financial issues.